I am considering canceling my premium account but would like to know if I do that if I will lose all of the music that I had added to my playlist or downloaded to my phone? Will I still be able to listen to all of them once my subscription is done?
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Yes that is correct, as soon as your premium expires, you will not have access to any offline content you downloaded when you had premium, since offline playlists are a premium only feature.
You can however stream those tracks from Spotify again if you are online.
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Agreed. And just so anyone walking in on the thread is curious, this is what happens if you cancel or stop payment.
You retain all your playlists (not sure for how long, but at least two months)..
You retain all offline music (although you won't have access through your mobile device offline. This benefits anyone who plans on coming back to the service, but not free customers.)
You can still listen to all your playlists, but only in shuffle and with ads and skip limitation.
While all of this is beyond fair, I lasted two months and wound up going back to premium. 9.99$ is not that much for a crack addiction.