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So i have my main account (mick.schnell) which my mom has been paying for on her credit card. She has since cancelled the card and its my job to pay for it now. My problem here is that my card that i was going to use is already registered under another account, so my question is how can i delete that acount so i can continue to use the one my mom was paying for with all my playlists
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You can go into the account you don't want in at www.spotify.com/account and cancel the payment method and log in to your new one and submit the new details.

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