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I get the "Oops, seems like your card or payment provider is having a bad day" error with Paymaya

I get the "Oops, seems like your card or payment provider is having a bad day" error with Paymaya

I'm trying to avail spotify premium using PayMaya but I keep getting the "Oops, seems like your card or payment provider is having a bad day" error. I've contacted PayMaya but they just told me to either keep trying again till it works or contact spotify support. I'm still a student as well so I don't have anything aside from this. Please help.
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