Use visa gift card to buy spotify gift card with email delivery from eBay. It worked for me.
You have to buy the gift cards from the VANILLA Brand if you buy another brand ex: theperfectgift or wtv its called then its not going to work with spotify. Bought prepaid mastercards and visas from both brand and only the vanilla ones work
I tired that and my payment didn’t work!
Visa is even refusing to accept my gift card. I just bought it a day ago and haven’t spent anything on it yet.