Hi Spotify Community and Admins,
I am and have been an avid user of Spotify for the past several months. After the automatic charge today overdrafted my debit card, I am being forced to go on a spotify hiatus for a while due to the overdraft fee.
I'm not at all blaming Spotify subscription services for the overdraft (obviously that's my fault :p), but I would like to suggest an option to verify payment each month. So 3 days before the end of a subscription month, an email is sent to the user asking them to press a button that verifies they want to renew subscription. If they don't renew within those 3 days, the service is cut off until they respond to the email.
This way, people like me (e.g. college students whose bank account can fluctuate pretty heavily) can enjoy Spotify Premium with more peace of mind.
Thanks for listening :) -Jesse