I saw a charge for $9.99 made to my credit card by "ADY*spotify". I've never heard of spotify before now. I contacted my credit card company and they said this fraud charge is running rampant through many of their card members' accounts. The key is that it is "ADY "spotify-- some sort of subscription company. They said that unless I cancel my credit card and get a new one the company will send recurring charges, as the bank security people have been through this with many other customers. So....the only way to remove it is to to cancel my card and get a new #-- what a major hassle! I have tons of things associated with my credit card. Stop the Fraud Spotify!!!!!!