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As far as I understand you won't loose your playlist. When you unsubscribe and become free Spotify user, you will still have your playlists, but some songs will be unavailable for listening and greyed out. As soon as you subscribe you will get access to these songs.
I suppose you want to use another payment method. You should Unsubscribe and Subsribe once again with the new payment method.
As far as I understand you won't loose your playlist. When you unsubscribe and become free Spotify user, you will still have your playlists, but some songs will be unavailable for listening and greyed out. As soon as you subscribe you will get access to these songs.
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