Hey there @Selim3!
In this case you'd need to reach out to the Spotify Support Team that deal with Payments in order to see if there is anything they can do. I'd recommend retaining the card until they say to dispose of it and you maybe required to send proof of purchase / a image of the card to Spotify's Support Team in order for them to help you with your claim.
If you head this page you'll be provided with all the information you need to reach out to Spotify under the 'Customer Service and Support' section which will direct you to your two methods of reaching out to them.
Take Care and if there is anything else I can help with do let me know!