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I'm Being Charged but I don't have a Subscription!

I just noticed a charge in bank transactions from Spotify, so I thought I must have accidentally subscribed.  But when I logged into Spotify to cancel my subscription, it says I don't have one! It also shows that there is no payment information linked to my Spotify account.  So how in the world are they accessing my bank account and charging me!???

 

Please help!

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