Zero amount credit on my account from Spotify

[AllyDick]

Hello. I amended my payment mechanism from a credit card to a debit card. This seems to have caused a credit for a zero amount to be generated to my bank account. Can you explain how this is happening please ?

[Maxim]

Hey @AllyDick,

The pending charge is a part of your bank’s authorization process.

As the transaction(s) have not completed, you won't get billed. The authorization will expire and the funds will be returned shortly.

[AllyDick]

Thanks for you kind response.

The transaction appearing on my account as a CREDIT and not a DEBIT.

Is it definitely an authorising transaction do you think ?

[Maxim · Accepted solution]

I recommend waiting around 5-7 days. If it doesn't change by then, please let me know :):

[AllyDick]

Thanks again. Yes you are correct. I work for a bank and these transactions are posted to a shadow database and disappear when they are not matched by the retailer