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If I have the unlimited account should I still have to pay per track I want to download?

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Unlimited accounts only let you stream for free.  Downloading is different.  With Streaming, Spotify still owns the content, so you get unlimited streaming with an unlimited account.  Downloading on the other hand you still have to pay for.  When you download a song, you are actually getting a file that you can play at any time, even if you close your Spotify account.

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