Hey @Marina1994, thanks for reaching out to the Community!
I'm sorry to hear this.
Could you make sure a friend or family member is using your payment method? If they aren't, can you make sure that it's not coming from your account by checking your receipts page and the date the payment was taken out of your account and see if they match?
If the charge didn't come from your account, I'd recommend getting in touch with your financial institution who might be able to cancel and issue you a new card for your safety.
I hope this helps!
Help others find this answer and click "Accept as Solution".
If you appreciate my answer, maybe give me a Like.
Note: I'm not a Spotify employee.