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Payment failed - bug of Spotify
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If you google 'Spotify payment failed', there are so many topics, and Spotify suggest you to check your credit card. You go back to check around but nothing is wrong. So you are in a deadlock now.
The answer is simple - it is a bug of Spotify. Do you notice that when you input your payment method, Spotify doesn't ask you for your Name - the billing name, not the user name. Different credit card would have different policy, some will DENY the pay if the name doesn't match. If unfortunately the name when you create account is different from your real name, then there is large chance you get into this trouble.
The first time I try to subscribe Spotify Premium was 2018 and met payment issue.
Surprisingly after so many years, Spotify still has this similar issue.
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